₱20,000
Loan amount
₱2,000 - ₱20,000
Interest
0 %
Maturity
10 - 180 days
Fast information
Properties of this loan
- Online loans up to ₱20 000
- Term 10 - 180 days
- Easy online application
Loan requirements
- Between 20 to 60 years old
- Currently employed or with a steady income
Borrow from ₱2,000 with interest from the 0 %
Moread
₱20,000
Loan amount
₱1,000 - ₱20,000
Interest
11.9 %
Maturity
14 - 28 days
Fast information
Properties of this loan
- Online loans up to ₱20 000
- Term 14 - 28 days
- Easy online application
Loan requirements
- 22 - 60 years old
- Filipino citizen
Borrow from ₱1,000 with interest from the 11.9 %
Moread
₱25,000
Loan amount
₱1,000 - ₱25,000
Interest
0 %
Maturity
10 - 90 days
Fast information
Properties of this loan
- Online loans up to ₱25 000
- Term 10 - 90 days
- Easy online application
Loan requirements
- 21-70 years old
- Employed individuals and selected professionals
- Filipino residents
Borrow from ₱1,000 with interest from the 0 %
Moread
₱1,000,000
Loan amount
₱10,000 - ₱1,000,000
Interest
25.58 %
Maturity
3 - 36 months
Fast information
Properties of this loan
- Online loans up to ₱1 000 000
- Term 3 - 36 months
- Bank personal loan
Loan requirements
- Filipino citizen or foreigner residing in the Philippines for more than two (2) years
- Must be 21 years old at time of application but no more than 70 years old upon maturity
- Minimum Gross Annual income
Borrow from ₱10,000 with interest from the 25.58 %
Moread
₱2,000,000
Loan amount
₱10,000 - ₱2,000,000
Interest
25.6 %
Maturity
12 - 36 months
Fast information
Properties of this loan
- Online loans up to ₱1 000 000
- Term 12 - 36 months
- Easy bank application
Loan requirements
- Must be 21 years old and above to apply and not more than 60 years old upon loan maturity.
- Filipino Citizen.
- Working or residing within 30 kilometers from the nearest BPI branch
Borrow from ₱10,000 with interest from the 25.6 %
Moread
₱2,000,000
Loan amount
₱20,000 - ₱2,000,000
Interest
30.9 %
Maturity
1 - 5 years
Fast information
Properties of this loan
- Online loans up to ₱2 000 000
- Term 1 - 5 years
- Personal loan from traditional bank
Loan requirements
- You should be a Filipino citizen, at least 18 years old
- Your home address or business address should be within any of the bank’s service regions
Borrow from ₱20,000 with interest from the 30.9 %
Moread
₱10,000
Loan amount
₱1,000 - ₱10,000
Interest
1.5 %
Maturity
7 - 60 days
Fast information
Properties of this loan
- Online loans up to ₱10 000
- Term 3 - 36 months
- Flexible repayment
Loan requirements
- Between 21 and 50 years old
- A Filipino citizen with a valid home address in Philippines
- Currently employed or self-employed, OFW/Seafarer’s Allottee or otherwise have steady income
About company
More information about the company Cashcat
Borrow from ₱1,000 with interest from the 1.5 %
Moread
₱15,000
Loan amount
₱1,000 - ₱15,000
Interest
30 %
Maturity
91 - 2 years
Fast information
Properties of this loan
- Online loans up to ₱15 000
- Term 91 - 2 years
- Easy online application
Loan requirements
- Age 18+
- Bank card
- Mobile phone
- The Philippines citizenship
About company
More information about the company SIA ROKSORE
Borrow from ₱1,000 with interest from the 30 %
Moread
₱10,000
Loan amount
₱2,000 - ₱10,000
Interest
10 %
Maturity
15 - 180 days
Fast information
Properties of this loan
- Online loans up to ₱10 000
- Term 15 - 180 days
- Quick online application
Loan requirements
- At least two (2) valid IDs of you and your co-maker. e.g. New SSS/TIN/GSIS ID, Driver’s License, Company ID, Passport, PRC ID, Postal ID
- Last 2 pay slips
- Last 3 months bank statements
- Proof of Billing e.g. electricity, water utility, cable service, phone/mobile billing statement.
Borrow from ₱2,000 with interest from the 10 %
Moread
₱15,000
Loan amount
₱2,500 - ₱15,000
Interest
8.3 %
Maturity
10 - 90 days
Fast information
Properties of this loan
- Online loans up to ₱15 000
- Term 10 - 90 days
- Easy online application
Loan requirements
- You are currently employed and/or have a stable source of income from your own business
- You own an Android smartphone with version 4.1 or higher
- You have an active (frequently accessed and used) e-mail address that has been existing for at least for 6-months and is being used regularly to send and receive email messages
- You are a Filipino citizen and currently residing in the Philippines
- You are contactable and will respond to us through your mobile, landline or email address
- You at least have 2 of the valid government IDs
Borrow from ₱2,500 with interest from the 8.3 %
Moread
₱35,000
Loan amount
₱5,000 - ₱35,000
Interest
45.02 %
Maturity
3 - 12 months
Fast information
Properties of this loan
- Online loans up to ₱35 000
- Term 3 - 12 months
- Easy online application
Loan requirements
- Citizens of the Philippines
- Must be 20 years old or older during the loan application, have a regular, documented income, and have no overdue loans
- The service is currently available in Manila
Borrow from ₱5,000 with interest from the 45.02 %
Moread
₱30,000
Loan amount
₱5,000 - ₱30,000
Interest
0.8 %
Maturity
28 days
Fast information
Properties of this loan
- Online loans up to ₱30 000
- Term 28 days
- Easy online application
Loan requirements
- Valid government ID
- Proof of income
- Proof of billing
- Must be 21 to 50 years old
- A Filipino citizen
- Has a regular source of living (employed, self-employed, or OFW/Seafarer’s Allottee)
- Can comply with all the requirements for your application to be processed
Borrow from ₱5,000 with interest from the 0.8 %
Moread
₱300,000
Loan amount
₱5,000 - ₱300,000
Interest
21 %
Maturity
6 - 32 months
Fast information
Properties of this loan
- Online loans up to ₱300 000
- Term 6 - 32 months
- For all Kabayans who still call Philippines home
Loan requirements
- Must be employed as OFW.
- 21 years old or older
Borrow from ₱5,000 with interest from the 21 %
Moread
₱10,000
Loan amount
₱1,000 - ₱10,000
Interest
6.95 %
Maturity
15 days - 6 months
Fast information
Properties of this loan
- Online loans up to ₱10 000
- Term 15 days - 6 months
- Native mobile application
Loan requirements
- Cashalo is available to all Filipinos 18+
- Who are employed or with steady income
Borrow from ₱1,000 with interest from the 6.95 %
Moread
₱25,000
Loan amount
₱2,000 - ₱25,000
Interest
0.8 %
Maturity
7 - 30 days
Fast information
Properties of this loan
- Online loans up to ₱25 000
- Term 7 - 30 days
- Easy online application
- Instant decision
Loan requirements
- Customers need to be at least 21 years old
- Be employed
- With a valid home address in either Metro Manila, Cavite, Bulacan, Rizal, or Laguna. .
About company
More information about the company My Cash
Borrow from ₱2,000 with interest from the 0.8 %
Moread
₱30,000
Loan amount
₱5,000 - ₱30,000
Interest
0.8 %
Maturity
3 - 5 weeks
Fast information
Properties of this loan
- Online loans up to ₱50 000
- Term 3 - 5 weeks
- Easy online application
Loan requirements
- At least 21 years old
- In employment
- 1 valid ID
- Latest proof of billing
Borrow from ₱5,000 with interest from the 0.8 %
Moread
₱20,000
Loan amount
₱2,000 - ₱20,000
Interest
65 %
Maturity
30 - 90 days
Fast information
Properties of this loan
- Online loans up to ₱20 000
- Term 30 - 90 days
- Easy online application
Loan requirements
- Person must be 22 – 60 year’s old
- Citizen of Republic of the The Philippines
- With monthly income
- Active Mobile number
- Active Bank account
- Valid ID document
Borrow from ₱2,000 with interest from the 65 %
Moread
₱1,000,000
Loan amount
₱50,000 - ₱1,000,000
Interest
1.3 %
Maturity
12 - 36 months
Fast information
Properties of this loan
- Online loans up to ₱1 000 000
- Term 12 - 36 months
- Affordable personal loan
Loan requirements
- You should be a Filipino citizen, at least 23 years old but not older than 65 years old when your loan matures
- Your home address or business address should be within any of the bank’s service regions
- You should have the following contact numbers: home landline, office or business landline and a mobile number
- If you’re employed, you should be with your current employer for at least 2 years and earning a minimum basic salary of P25,000. Your employer/company should be one of the Top 7,000 companies in the Philippines
- If you’re a Professional or Self-employed you should have been in the same profession or the same business for at least 5 years. As a business owner, your business should have been operational for the past 5 years with at least 2 continuous year with profitable operations with an average monthly income of P200,000
Borrow from ₱50,000 with interest from the 1.3 %
Moread
₱20,000
Loan amount
₱2,000 - ₱20,000
Interest
0.8 %
Maturity
61 days - 3 months
Fast information
Properties of this loan
- Online loans up to ₱20 000
- Term 61 days - 3 months
- Quick personal loan
Loan requirements
- UMID, New TIN ID, New PhilHealth ID, and Driver License
- Minimum Net Monthly Income: Rs 15,000
- Applicant should have the bank specified credit score
Borrow from ₱2,000 with interest from the 0.8 %
Moread
₱50,000
Loan amount
₱5,000 - ₱50,000
Interest
30 %
Maturity
30 - 365 days
Fast information
Properties of this loan
- Online loans up to ₱50 000
- Term 30 - 365 days
- Easy online application
Loan requirements
- Filipino citizenship
- Age from 18 years old
- Credit history
Borrow from ₱5,000 with interest from the 30 %
Moread
₱100,000
Loan amount
₱10,000 - ₱100,000
Interest
0.5 %
Maturity
180 - 365 days
Fast information
Properties of this loan
- Online loans up to ₱100 000
- Term 180 - 365 days
- Easy online application
Loan requirements
- Latest 1-month payslip
- One (1) Government ID with 3 proof signatures
- Company ID (Front & Back copy)
Borrow from ₱10,000 with interest from the 0.5 %
Moread
₱500,000
Loan amount
₱5,000 - ₱500,000
Interest
3.32 %
Maturity
1 - 12 months
Fast information
Properties of this loan
- Online loans up to ₱500 000
- Term 1 - 12 months
- Flexible repayment
Loan requirements
- You must be a Filipino citizen ranging from 21 to 65 yrs. old
- Working tenure for at least 3 months
- ₱10,000 per month (Metro Manila), ₱7,000 per month (Provinces)
- Has an existing company landline phone & personal mobile
Borrow from ₱5,000 with interest from the 3.32 %
Moread
₱15,000
Loan amount
₱2,000 - ₱15,000
Interest
20 %
Maturity
7 - 90 days
Fast information
Properties of this loan
- Online loans up to ₱15 000
- Term 7 - 90 days
- Easy online application
Loan requirements
- 18 + years old
- Employed individuals and selected professionals
- Filipino residents
Borrow from ₱2,000 with interest from the 20 %
Moread
₱1,000,000
Loan amount
₱10,000 - ₱1,000,000
Interest
5.9 %
Maturity
12 - 60 months
Fast information
Properties of this loan
- Online loans up to ₱1 000 000
- Term 12 - 60 months
- Easy bank application
Loan requirements
- Must be at least 21 years old and no older than 65
- Must be a Philippine citizen
- Must have a Philippine mailing address and active local mobile number
- Must have a minimum gross monthly income of PHP 15,000
- If employed, must be tenured for at least 6 months or 1 year of continuous employment
- If self-employed, must be operating for at least 1 year
Borrow from ₱10,000 with interest from the 5.9 %
Moread
₱40,000
Loan amount
₱10,000 - ₱40,000
Interest
5 %
Maturity
14 - 365 days
Fast information
Properties of this loan
- Online loans up to ₱40 000
- Term 14 - 365 days
- Android mobile application
Loan requirements
- Must be at least 18 years old
- Must be a Philippine citizen
Borrow from ₱10,000 with interest from the 5 %
Moread
₱2,000,000
Loan amount
₱25,000 - ₱2,000,000
Interest
1.49 %
Maturity
12 - 36 months
Fast information
Properties of this loan
- Online loans up to ₱2 000 000
- Term 12 - 36 months
- Easy bank application
Loan requirements
- Completely fill out application form
- 2×2 picture
- Certificate of Employment
- Latest Payslip(s)
- Income Tax Document
- Latest Utility bill statements
- Company Identification
- Government-issued Identification
Borrow from ₱25,000 with interest from the 1.49 %
Moread
₱1,000,000
Loan amount
₱10,000 - ₱1,000,000
Interest
6.75 %
Maturity
12 - 60 months
Fast information
Properties of this loan
- Online loans up to ₱1 000 000
- Term 12 - 60 months
Loan requirements
- Must be 18 years old and above to apply
- Filipino Citizen
Borrow from ₱10,000 with interest from the 6.75 %
Moread
₱50,000
Loan amount
₱1,000 - ₱50,000
Interest
0 %
Maturity
6 - 24 months
Fast information
Properties of this loan
- Online loans up to ₱50 000
- Term 6 - 24 months
- Easy online application
Loan requirements
- 2 Valid IDs
- With at least 1 Government issued ID
- With one bearing an address
Borrow from ₱1,000 with interest from the 0 %
Moread
₱15,000
Loan amount
₱2,000 - ₱15,000
Interest
20 %
Maturity
7 - 90 days
Fast information
Properties of this loan
- Online loans up to ₱15 000
- Term 7 - 90 days
- Easy online application
Loan requirements
- 18 + years old
- Employed individuals and selected professionals
- Filipino residents
Borrow from ₱2,000 with interest from the 20 %
Moread
₱2,000,000
Loan amount
₱30,000 - ₱2,000,000
Interest
29.48 %
Maturity
12 - 36 months
Fast information
Properties of this loan
- Online loans up to ₱2 000 000
- Term 12 - 36 months
- Easy bank application
Loan requirements
- At least 21 years old at the time of application but not more than 65 years old upon loan maturity
- Must be a Filipino Citizen
Must have an office or residence landline
Borrow from ₱30,000 with interest from the 29.48 %
Moread
₱2,000,000
Loan amount
₱100,000 - ₱2,000,000
Interest
5 %
Maturity
1 - 25 years
Fast information
Properties of this loan
- Online loans up to ₱2 000 000
- Term 1 - 25 years
- Housing loan
Loan requirements
- Certificate of Employment
- Latest Payslip(s)
- Income Tax Document
Borrow from ₱100,000 with interest from the 5 %
Moread
₱500,000
Loan amount
₱20,000 - ₱500,000
Interest
1.6 %
Maturity
12 - 36 months
Fast information
Properties of this loan
- Online loans up to ₱500 000
- Term 12 - 36 months
Loan requirements
- Two (2) Valid government IDs
- Two (2) months recent payslip
- COE (with position, tenure, and annual income)
- Latest ITR
- Two (2) months credit card statement
- Utility Bill (under your residential address)
Borrow from ₱20,000 with interest from the 1.6 %
Moread
₱20,000
Loan amount
₱2,000 - ₱20,000
Interest
30 %
Maturity
30 - 90 days
Fast information
Properties of this loan
- Online loans up to ₱20 000
- Term 30 - 90 days
- Easy online application
Loan requirements
- Must be a citizen of the Republic of the Philippines
- At least 22 – 60 years old
- Valid ID/documents
- Bank account
- Phone number
Borrow from ₱2,000 with interest from the 30 %
Moread
₱250,000
Loan amount
₱20,000 - ₱250,000
Interest
2.5 %
Maturity
24 - 36 months
Fast information
Properties of this loan
- Online loans up to ₱250 000
- Term 24 - 36 months
- Easy bank application
Loan requirements
- Filipino Individuals residing in the Philippines
- Age of borrower from 22 years old to 54 years old upon application
- If employed, must be at least two years permanent work status with one year tenure in current employer
- If engaged in business, must be operating profitably for the last three years
- Gross monthly income of at least PhP15,000 for employed and PhP30,000 for self-employed
- With residential landline or mobile number, business landline and email address
- Preferably an active credit cardholder
Borrow from ₱20,000 with interest from the 2.5 %
Moread
₱15,000
Loan amount
₱5,000 - ₱15,000
Interest
7 %
Maturity
7 - 35 days
Fast information
Properties of this loan
- Online loans up to ₱15 000
- Term 7 - 35 days
- Quick online application
Loan requirements
- Between 21 + years old
- A Filipino citizen with a valid home address in Philippines
Borrow from ₱5,000 with interest from the 7 %
Moread
₱10,000,000
Loan amount
₱500,000 - ₱10,000,000
Interest
10 %
Maturity
12 - 60 months
Fast information
Properties of this loan
- Online loans up to ₱10 000 000
- Term 12 - 60 months
Loan requirements
- Filipino citizens
- 21 years old (must not be more than 65 years of age upon loan's maturity)
- Borrowers who are either gainfully employed or with lawful and profitable business
Borrow from ₱500,000 with interest from the 10 %
Moread
₱250,000
Loan amount
₱30,000 - ₱250,000
Interest
4 %
Maturity
1 - 36 months
Fast information
Properties of this loan
- Online loans up to ₱250 000
- Term 1 - 36 months
- Affordable personal loan
Loan requirements
- 18 + years old
- Employed individuals and selected professionals
- Filipino residents
Borrow from ₱30,000 with interest from the 4 %
Moread
₱500,000
Loan amount
₱10,000 - ₱500,000
Interest
1.8 %
Maturity
3 - 60 months
Fast information
Properties of this loan
- Cash loan
- Term 3 - 60 months
Loan requirements
- Must be a Philippine citizen
- Must have a Philippine mailing address and active local mobile number
Borrow from ₱10,000 with interest from the 1.8 %
Moread
₱500,000
Loan amount
₱10,000 - ₱500,000
Interest
10 %
Maturity
1 - 24 months
Fast information
Properties of this loan
- The loans for the month's salary
- Guaranteed credits
Loan requirements
- Any overpayment on a previous loan shall be applied to the subsequent loan, if any. Otherwise, the overpayment shall be refunded upon request of the member-borrower
- The member-borrower shall notify the Member Services Section of the nearest SSS branch of any change in address/employer thru mail/email/over-the-counter (OTC). The notice should include the SS number, name and signature of the member-borrower
About company
More information about the company SSS
Borrow from ₱10,000 with interest from the 10 %
Moread
₱10,000,000
Loan amount
₱10,000 - ₱10,000,000
Interest
5.9 %
Maturity
1 - 25 years
Fast information
Properties of this loan
- Online loans up to ₱10 000 000
- Term 1 - 25 years
- Easy bank application
Loan requirements
- Must be at least 18 years old
- Must be a Philippine citizen
About company
More information about the company Metrobank
Borrow from ₱10,000 with interest from the 5.9 %
Moread
₱25,000
Loan amount
₱500 - ₱25,000
Interest
2.5 %
Maturity
15 — 180 days
Fast information
Properties of this loan
- Online loans up to ₱25 000
- Term 15 — 180 days
Loan requirements
- You are a Filipino citizen, 20-55 years old and have a valid Government ID
- Your mobile phone number is not blocked
- You have registered on the website
Borrow from ₱500 with interest from the 2.5 %
Moread
₱25,000
Loan amount
₱1,000 - ₱25,000
Interest
0.01 %
Maturity
61 days – 60 months
Fast information
Properties of this loan
- Online loans up to ₱25 000
- Term 61 days – 60 months
- Flexible repayment
Loan requirements
- 21-70 years old
- Employed individuals and selected professionals
- Filipino residents
About company
More information about the company Densure LLC
Borrow from ₱1,000 with interest from the 0.01 %
Moread
₱25,000
Loan amount
₱5,000 - ₱25,000
Interest
10 %
Maturity
7 — 14 days
Fast information
Properties of this loan
- Online loans up to ₱25 000
- Term 7 — 14 days
Loan requirements
- Be at least 18 years old, and a PH citizen or a permanent resident
- Have a valid email address, work phone number and home phone number
About company
More information about the company Creditify
Borrow from ₱5,000 with interest from the 10 %
Moread
It Can Help You Consolidate Debt
If you have been caught up in the hassles of wrangling and paying off multiple debts simultaneously, then you are aware of how unsettling it can get. By applying for a debt consolidation personal loan, you combine your outstanding debts into a single account. Typically, this type of account comes with low interest rates, which allow you to get out of debt faster.
Convenient Application Processes
Long gone are the days when a loan application meant several trips to a lender. Today, there are numerous financiers in the Philippines that offer online loans as well. With these, you can make a quick personal loan application from the comfort of your home, and outside traditional banking hours. This feature of personal loans also offers privacy and unrivaled convenience.
Access to Higher Credit Limits
Credit card issuers assess a list of factors before setting your credit limit. Some of these include your credit score, income and employment history as well as your debt to income ratio. While personal loan lenders also consider these factors, the loan cap on personal loans tends to be higher than credit card limits. For you, this means access to higher loan amounts, which ultimately means you can achieve much more. To top it off, the interest rates also tend to be lower than those from credit card facilities.
No Collateral Required
The primary security for personal loans is one's salary or business income for those in self-employment. While other loans seek to attach other assets like land, a car, a house and so on, personal loans in the Philippines are almost always unsecured.
This makes this type of loan more accessible to those with few or no assets. While there are consequences for defaulting on a loan, losing your prized assets is not among them. This offers peace of mind.
Fixed Payment Schedule
The upside of a fixed repayment schedule is that it allows you to make budgetary allocations from the first to the final loan repayment. Personal loans come with fixed repayment rates, monthly installments and repayment terms. This makes it possible for you to assess affordability before taking out the credit facility. To be proactive, you can use a personal loan calculator to see what you can afford at different repayment durations, even before you contact a lender.
Longer Repayment Durations
The repayment terms for personal loans range from 12 to 60 months (1 to 5 years). The repayment duration for say credit cards, pawnshop loans and payday loans are significantly shorter and attract higher interest rates.
Ultimately…
As with any other loan facilities, be sure to shop around and compare what different lenders offer before settling on one.
Personal Loan
rating:
4.5/5 from
14 votes.